From everyday checking to high-yield savings and youth accounts — find the perfect fit for every member of your family.
No hidden fees. No minimum balance requirements on checking. Just straightforward banking.
0.50%
APY on balances up to $25,000
3.75%
APY on all balances
4.25%
APY for ages 13–17
See how our accounts stack up at a glance.
| Feature | Essential Checking | Private Plus Savings ★ | Future Builder Youth |
|---|---|---|---|
| Monthly Fee | $0 | $0 | $0 |
| Minimum Balance | None | None | None |
| APY | 0.50% | 3.75% | 4.25% |
| ATM Access | Global Free | Limited | Limited |
| Overdraft Protection | ✓ | — | — |
| Mobile App | ✓ Full | ✓ Full | ✓ Parent View |
| FDIC Insured | ✓ $250K | ✓ $250K | ✓ $250K |
See how much you could earn. Adjust the sliders and watch your money grow.
$10,000
$500/mo
5 years
Estimated Total After 5 Years
$43,219
Total contributions: $40,000 · Interest earned: $3,219